Step-up SIP Calculator
Increase your SIP every year as your income grows.
Your details
₹
₹500₹3,00,000
%
0 %50 %
%
1 %30 %
yrs
1 yrs40 yrs
Estimated value
₹86,83,849
Amount invested
₹38,12,698
Estimated returns
₹48,71,152
Extra vs flat SIP
₹36,38,089
SIP in final year
₹37,975
- Amount invested
- Flat SIP value
- Step-up SIP value
Your next step
Turn this projection into a plan.
Account sign-up and KYC happen on Unnati’s secure client portal (opens in a new tab).
Planning milestones
- 1Year 1: crosses ₹1.00 L
- 2Year 6: crosses ₹10.00 L
- 3Year 9: crosses ₹25.00 L
- 4Year 12: crosses ₹50.00 L
Assumptions
- SIP increases by 10% at the start of each new year.
- Annual return of 12% compounded monthly.
- Returns are assumed constant every year; real markets are volatile and returns are not guaranteed.
Illustrative only. Projections use the assumptions shown and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. These tools are educational and are not personalised investment advice. Unnati Investments is an AMFI-registered mutual fund distributor (ARN-302589).