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Retirement Corpus Calculator

Find your retirement number and the SIP to get there.

Your details

yrs
18 yrs65 yrs
yrs
40 yrs75 yrs
yrs
60 yrs100 yrs
₹
₹5,000₹10,00,000
%
2 %12 %
%
4 %18 %
%
3 %12 %
₹
₹0₹5,00,00,000

Retirement corpus needed

₹7,71,48,478

Monthly SIP required

₹17,612

Monthly expense at retirement

₹2,87,175

Current savings will grow to

₹1,49,79,961

Gap to fill

₹6,21,68,517

  • Corpus needed at retirement
  • Projected corpus
31343740434649525558616467707376798285₹0₹2.5Cr₹5Cr₹7.5Cr₹10Cr

Your next step

Turn this projection into a plan.

A free, no-obligation review with Aman Sehgal, CFP — your result is shared so we can prepare.

Planning milestones

  1. 1Age 30: start a SIP of ₹17.6K per month
  2. 2Age 45: review asset allocation & step up SIP
  3. 3Age 60: corpus target ₹7.71 Cr
  4. 4Age 60–85: withdraw inflation-adjusted income

Assumptions

  • Expenses grow at 6% inflation every year, before and after retirement.
  • Corpus earns 7% after retirement; funds 25 years of expenses.
  • Savings and SIP earn 12% before retirement.
  • Returns are assumed constant every year; real markets are volatile and returns are not guaranteed.

Illustrative only. Projections use the assumptions shown and are not guaranteed. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. These tools are educational and are not personalised investment advice. Unnati Investments is an AMFI-registered mutual fund distributor (ARN-302589).